United Kingdom240 days leftOpen

Provision of Insurance and Related Services to Two Rivers Housing

Tender Overview

ORGANIZATION

Two Rivers Housing

LOCATION

United Kingdom, United Kingdom

VALUE

£4,936,875

DEADLINE

September 30, 2026 at 23:00

CATEGORY

Other

CPV CODE

66510000

REFERENCE

001714-2026

Project Timeline

Contact Information

View Original

Original Tender Description

The programme will require Insurance and related services for risks that may include but not be limited to: property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime and employment practices liability. This list is to be decided at the sole discretion of Two Rivers Housing Association. To view this notice, please click here: https://www.delta-esourcing.com/delta/viewNotice.html?noticeId=1005226478
⚠️

MANDATORY EXCLUSION GROUNDS

  • (No explicit requirements provided in the tender notice.)

ELIGIBILITY REQUIREMENTS

  • Be a legitimate and legally authorized provider of insurance and related services.
🔧

TECHNICAL CAPABILITY REQUIREMENTS

  • Demonstrate capability to provide comprehensive insurance and related services.
  • Be able to cover risks including, but not limited to: property damage and business interruption, employers liability, public liability, products liability, property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime, and employment practices liability.
  • Be flexible and capable of meeting the final scope of services as decided by Two Rivers Housing Association.
💰

FINANCIAL REQUIREMENTS

  • (No explicit requirements provided in the tender notice.)
📋

SUBMISSION REQUIREMENTS

  • Submit the bid by the deadline: 2026-09-30 23:00:00.
  • Access full tender details via the provided Delta e-sourcing link to understand complete submission instructions and required documentation.

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PDF
Official PDF Version
PDF001714-2026_official.pdf
Summary:
This document is a tender notice from Two Rivers Housing seeking comprehensive insurance and related services across multiple lots, detailing the scope, estimated value, and providing a link to the full tender details.

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48
Fair

Tender Quality Score

This tender provides basic information but suffers from critical data inconsistencies, particularly regarding the contract start date, and significant omissions in key tender requirements and evaluation criteria, impacting clarity and fairness.

Score Breakdown

Legal Compliance55/100

The tender defines the procedure and CPV codes correctly. However, the notice lacks explicit mandatory exclusion grounds, financial requirements, and evaluation criteria. The contract start date being identical to the submission deadline represents a significant procedural flaw.

Missing explicit mandatory exclusion grounds in the notice
Missing explicit financial requirements in the notice
Clarity55/100

While the service description is generally clear, the clause stating the final scope is 'at the sole discretion' of the buyer introduces ambiguity. Crucially, evaluation criteria are entirely absent from the notice, severely impacting clarity for bidders.

Ambiguity regarding final scope of services ('sole discretion' clause)
Missing evaluation criteria
Completeness60/100

Basic information like title, value, and duration is present. However, the notice is incomplete as it lacks explicit mandatory exclusion grounds, financial requirements, and evaluation criteria, directing bidders to an external link for full details.

Missing explicit mandatory exclusion grounds in the notice
Missing explicit financial requirements in the notice
Fairness50/100

The tender discloses the estimated value and uses an e-sourcing platform, which are positive for fairness. However, the complete absence of evaluation criteria is a major concern, preventing bidders from understanding how their proposals will be assessed objectively. The 'sole discretion' clause also raises fairness questions.

Missing evaluation criteria
Ambiguity regarding final scope of services ('sole discretion' clause)
Practicality40/100

A document URL and contract duration are provided. However, the contract start date being the same as the submission deadline is a critical practical impossibility, indicating a fundamental error in the tender's timeline setup.

Contract start date identical to submission deadline
Data Consistency30/100

The most significant inconsistency is the contract start date being identical to the submission deadline, which is illogical and impractical. A minor inconsistency is 'Value Classified: Yes' despite the estimated value being explicitly disclosed.

Contract start date identical to submission deadline
'Value Classified: Yes' contradicts disclosed estimated value
Sustainability20/100

The tender notice does not include any explicit requirements or considerations related to green procurement, social aspects, or innovation. It is also not EU funded.

No explicit sustainability criteria
No explicit social criteria

Strengths

Clear title, reference, organization, and CPV code provided
Estimated value and contract duration are specified
Description of required insurance services is detailed
Link to full tender documents provided via e-sourcing platform
Tender is divided into parts, potentially encouraging competition

Concerns

Critical inconsistency: Contract start date is identical to the submission deadline
Absence of explicit evaluation criteria in the tender notice
Missing explicit mandatory exclusion grounds and financial requirements in the notice
Ambiguity regarding the final scope of services ('sole discretion' clause)
Lack of focus on sustainability, social, or innovation aspects

Recommendations

1. Correct the contract start date to reflect a realistic timeline post-submission and evaluation.
2. Publish clear and objective evaluation criteria, mandatory exclusion grounds, and financial requirements within the main tender documentation.
3. Clarify the scope of services to reduce ambiguity and ensure a level playing field for bidders.

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Tender Quality Score
48/ 100 · Fair

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